Each plan includes different limits of financial responsibility for physical damage, but all three plans include up to £20,000,000 coverage under a third-party automobile liability insurance policy provided by Aioi Nissay Dowa Insurance UK Ltd. When booking a car in the United Kingdom, you’ll also choose between the Premier, Standard, and Minimum protection plans. When booking a car in Canada, you’ll choose between three protection plans - Premier, Standard, or Minimum - and with each plan, you’re covered with liability insurance purchased from Intact Financial Corporation in Alberta, Nova Scotia, Ontario, and Quebec, and Insurance Corporation of British Columbia (ICBC) in British Columbia - up to $2,000,000 for all plans.** With each plan, you’re covered with liability insurance of $1,250,000.* Protection plans for New York trips also include access to roadside assistance, priority phone support, and 24/7 customer assistance. In New York state, you’ll also choose between Premier, Standard, or Minimum. With each plan, you’re covered with third-party automobile liability insurance provided under a policy issued to Turo by Travelers Excess and Surplus Lines Company - $750,000 for the Premier plan.*

When booking a car in the US, you’ll choose between three protection plans - Premier, Standard, or Minimum - to get the level of coverage that’s right for you. In the US, any personal insurance you may have that covers damage to the host’s vehicle would kick in before your Turo protection plan, except in limited situations for trips booked in Maryland. No, you don’t need personal insurance coverage to book a car on Turo.

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